TRANSFORMATION OF SOCIAL TRANSFERS IN THE CONTEXT OF MODERN CHALLENGES. World of finance, [S. l.], n. 1(82), p. 94–103, 2025. DOI: 10.35774/sf2025.01.094. Disponível em: http://sf.wunu.edu.ua/index.php/wof/article/view/1799. Acesso em: 5 dec. 2025.