THE ESSENCE OF DIGITIZATION OF THE FINANCIAL SYSTEM AND ITS SIGNS. World of finance, [S. l.], n. 4(85), p. 61–70, 2026. DOI: 10.35774/sf2025.04.061. Disponível em: http://sf.wunu.edu.ua/index.php/wof/article/view/1869. Acesso em: 4 apr. 2026.