MODERN FINTECH DIRECTIONS IN THE BANKING SECTOR. World of finance, [S. l.], n. 2(63), p. 36–48, 2020. DOI: 10.35774/sf2020.02.036. Disponível em: http://sf.wunu.edu.ua/index.php/wof/article/view/1328. Acesso em: 15 dec. 2025.