GLOBAL FINANCE AND FINTECH: CHALLENGES, TRENDS AND SYSTEM DETERMINANTS OF DEVELOPMENT. World of finance, [S. l.], n. 2(71), p. 22–42, 2022. DOI: 10.35774/sf2022.02.022. Disponível em: http://sf.wunu.edu.ua/index.php/wof/article/view/1521. Acesso em: 5 dec. 2025.