BELINSKA, Yanina, Denys SHCHERBATYKH, and Yuliia REMYHA. “INVISIBLE BANKING AND EMBEDDED FINANCE 3.0: PARADIGMATIC TRANSFORMATION OF FINANCIAL SERVICES IN THE DIGITAL ECONOMY”. Scientific journal «World of Finance», no. 2(87) (August 25, 2026): 119–128. Accessed September 4, 2026. https://sf.wunu.edu.ua/index.php/wof/article/view/1935.