IMPERATIVES OF DIGITAL TRANSFORMATION OF THE SERVICES MARKET. World of finance, [S. l.], n. 1(82), p. 129–138, 2025. DOI: 10.35774/sf2025.01.129. Disponível em: http://sf.wunu.edu.ua/index.php/wof/article/view/1802. Acesso em: 5 dec. 2025.