PROBLEMS OF PERSONAL DATA PROTECTION IN THE FINANCIAL MARKETING SYSTEM

Petro KORENYUK, Ludmila KORENYUK, Oleksandr LYTVIN

Анотація


Introduction. In the conditions of considerable strengthening of a competition between the enterprises in the market the important task for them is observance of business ethics – principles and norms of behavior. These norms directly concern both the internal environment of enterprises (their development of product, price and sales policy, promotion of goods and services) and the external environment (customer service, maintaining relations with suppliers and intermediaries, conducting environmentally friendly activities). Although information security technologies are advancing rapidly, even leading experts cannot always guarantee the absolute security of customers’ personal data. The bigger, more influential and profitable a company is, the more attempts and ways to steal important data from outsiders and competing companies appear. The article outlines the problems of personal data protection in the financial marketing system.

The purpose of the article is to systematize the scientific basis for ensuring effective protection of personal data of consumers of financial marketing.

Methods. The study used general scientific and specific methods that ensure the reliability of the results and conclusions: dialectical, epistemological and logical; induction, deduction, scientific abstraction and generalization; structural analysis; techniques of abstract-logical method; comparative and content analysis.

Results. It has been established that the majority of personal data leaks occur due to the human factor – intentional or unintentional actions of employees of enterprises. The main reasons for information leakage outside the enterprise have been identified. The methods of ensuring the protection of personal data are grouped into three groups: economically organizational, legal, software and technical.

Perspectives. The subject of further scientific research is an in-depth study of the problems of financial marketing in the personal data protection system.


Ключові слова


financial marketing, personal data protection, social and ethical marketing, information, consumer

Повний текст:

PDF>PDF

Посилання


Dehdashti Shahrokh, Z., Nategh, M., Ehsani, R. (2017). Explaining the relationship between marketing Ccapabilities and business financial performance. Journal of Business Management, 9(1), 103–128.

Malgieri, G., Custers, B. (2018). Pricing privacy – the right to know the value of your personal data. Computer Law & Security Review, 34(2), 289–303.

Tikkinen-Piri, C., Rohunen, A., Markkula, J. (2018). EU General data protection regulation: Changes and implications for personal data collecting companies. Computer Law & Security Review, 34(1), 134-153.

Gron, O., Pohorelenko, A. (2018). Problemy zakhystu personalnykh danykh u konteksti suchasnoi komunikatsii [Personal data protection problems within the context of modern communications]. Naukovyi visnyk Uzhhorodskoho natsionalnoho universytetu. Mizhnarodni ekonomichni vidnosyny ta svitove hospodarstvo – Scientific Bulletin of the Uzhgorod National University. International Economic Relations and World Economy, 19 (1), 102–108 [in Ukrainian].

Koterlin, І. (2020). Pravove rehuliuvannia marketynhovoi informatsii [Legal regulation of marketing information]. Pravova pozytsiia – Legal Position, 1 (26), 48–51 [in Ukrainian].

Ivanov, S. (2018). Korporatyvno-sotsialna vidpovidalnist i sotsialno-etychnyi marketynh: problema vzaiemodii v sferi biznesu [Corporate and social responsibility and social-ethical marketing: problem of interaction in business sphere]. Ekonomichnyi prostir – Economic Space, 133, 166–182 [in Ukrainian].

Larina, Ya., Tsymbaliuk, K. (2017). Sotsialno-etychnyi marketynh yak zasib zabezpechennia konkurentospromozhnosti ahropromyslovykh pidpryiemstv [Social and ethical marketing as a way of providing agricultural enterprises’ competitiveness]. Naukovyi visnyk Natsionalnoho universytetu bioresursiv i pryrodokorystuvannia Ukrainy. Ekonomika, ahrarnyi menedzhment, biznes – Scientific Bulletin of the National University of Bioresources and Nature Management of Ukraine. Economics, Agrarian Management, Business, 260, 197–208 [in Ukrainian].

Buga, N., Bashchun, A. (2017). Sotsialnoetychnyi marketynh ta liudyna [Social and ethic marketing and human]. Molodyi vchenyi – Young Scientist, 1, 144–153 [in Ukrainian].

Bohatyryova, G., Barabanova, V. (2018). Sotsialno-etychnyi marketynh yak osnova konstruktyvnykh vzaiemovidnosyn zi spozhyvachamy turystychnykh posluh [Social and ethical marketing as a basis of constructive relations with consumers of tourist services]. Torhivlia i rynok Ukrainy – Trade and Market of Ukraine, 1, 144–153 [in Ukrainian].

Morokhova, V., Boyko, O., Lorvi, I. (2019). Marketynhovi aspekty sotsialnoi vidpovidalnosti ta etyky v diialnosti pidpryiemstv [Marketing aspects of social responsibility and ethics in business ac tivities of enterprises]. Ekonomichnyi forum – Economic Forum, 1, 100 – 104 [in Ukrainian].

Shapovalova, Ye. Kontseptualni zasady ta instrumenty etychnoho marketynhu v sferi bankivskykh posluh [Conceptual foundations and ethical marketing tools in banking services]. Ekonomichnyi visnyk Natsionalnoho tekhnichnoho universytetu Ukrainy “Kyivskyi politekhnichnyi instytut” – Economic Bulletin of the National Technical University of Ukraine “Kyiv Polytechnic Institute”, 14, 375–380 [in Ukrainian].

Zaitseva, O., Zhosan, H. (2018). Vprovadzhennia sotsialno-etychnoho marketynhu v systemu adaptyvnoho upravlinnia pidpryiemstvamy v umovakh usvidomlenoho spozhyvannia [Implementation of socio-ethical marketing in the system of adaptive management of enterprises in conditions of conscious consumption]. Naukovyi visnyk Uzhhorodskoho universytetu. Ekonomika – Scientific Bulletin of Uzhgorod University. Economics, 1 (51), 74–78 [in Ukrainian].

Dielini M. (2017). Sotsialnyi ta blahodiinyi marketynh u systemi sotsialno-ekonomichnoi vidpovidalnosti biznesu [Social and charity marketing in the system of socio-economic responsibility of business]. Naukovyi visnyk Khersonskoho derzhavnoho universytetu. Ekonomichni nauky – Scientific Bulletin of the Kherson State University. Economic Sciences, 27 (1), 135–138 [in Ukrainian].

Huivan, P. (2018). Okremi aspekty zakonodavstva pro zakhyst personalnykh danykh v Yevropeiskomu Soiuzi [Separate aspects of the legislation on the protection of personal data in the European Union]. Vcheni zapysky Tavriiskoho natsionalnoho universytetu imeni V.I. Vernadskoho. Yurydychni nauky – Scientists of the Tauride National University named after V.I. Vernadsky. Legal Sciences, 29 (4), 52–58 [in Ukrainian].

Pylypchuk, V., Bryzhko, V. (2017). Transformatsiia systemy zakhystu personalnykh danykh ta pryvatnosti v konteksti yevrointehratsii Ukrainy [Transformation of the Personal Data and Privacy Protection System in the Context of European Integration of Ukraine]. Visnyk Natsionalnoi akademii pravovykh nauk Ukrainy – Bulletin of the National Academy of Legal Sciences of Ukraine, 3, 36–50 [in Ukrainian].




DOI: https://doi.org/10.35774/sf2021.03.091

Посилання

  • Поки немає зовнішніх посилань.


ISSN 1818-5754 (print), ISSN 2415-3672 (online)
West Ukrainian National University
© "WOF", 2004-2019